business management which is the practice of finding and starting a business opportunity, locating and consolidating the required money and materials and taking both the risks and rewards associated with the venture is where all who wish to make and enjoy great wealth should tune their mind and heart to. Any unexpected hazard or devastating incident interrupts the activities of an ongoing business. At these times, it is difficult for the workforce to generate business in the form of production of goods and services, selling products, making calls, fail to come to the office, etc. which will further lead to loss of income and finally a huge loss to the company. This is mostly required for the business that is located in natural areas like e.g. commercial outlets. Business interruption insurance will be efficient in those cases. Another difference is how innovative are you. Small business owners are not the type to “think out the box”; whereas, entrepreneurs come up with new ideas, innovations, and products, as well as construct creative, strategic marketing plans.